保险费率表
保险费率表
汽车保险费率表摘要
机动车辆保险基准费率表
非营业用车车辆损失险
1年以下1—2年2—6年6年以上
固定保费费率固定保费费率固定保费费率固定保费
非营业个人6座以下5661.35%5391.28%5331.27%549
6-10座6791.35%6461.28%6401.27%65910座以上6791.35%6461.28%6401.27%659非营业企业客6座以下3681.22%3511.16%3471.15%358
6-10座4421.16%4211.10%4171.09%43010-20座4421.24%4211.18%4171.17%43020座以上4611.24%4391.18%4341.17%447非营业机关客6座以下2850.95%2720.90%2690.85%277
6-10座3420.90%3260.86%3230.89%33310-20座3420.95%3260.90%3230.89%33320座以上3570.95%3400.90%3360.90%346非营业货车2吨以下2490.96%2370.91%2350.90%242
2-5吨3211.23%3061.18%3031.16%3125-10吨3511.35%3341.29%3311.27%34110吨以上2311.64%2201.56%2181.55%225低速载货汽车2120.81%2020.77%2000.77%206营业车及特种车车辆损失险
2年以下2-3年3-4年4年以上
固定保费费率固定保费费率固定保费费率固定保费
出租、租赁营6座以下9702.93%9602.90%9512.87%970
6-10座10582.20%10482.18%10372.16%105810-20座11022.07%10912.05%10802.03%110220-36座9791.97%9691.95%9591.93%97936座以上28672.22%28382.20%28102.18%2867城市公交营业6-10座9021.83%8931.81%8841.79%902
10-20座9381.72%9291.70%9191.69%93820-36座8361.63%8281.62%8201.60%83636座以上24141.85%23891.83%23651.81%2414公路客运营业6-10座10222.12%10122.09%10012.07%1022
10-20座10631.99%10531.97%10421.95%106320-36座9451.89%9361.87%9271.85%94536座以上27602.13%27332.11%27052.09%2760营业货车2吨以下8241.89%8151.87%8071.85%824
2-5吨10091.95%9991.93%9891.91%10095-10吨11842.02%11722.00%11601.98%118410吨以上19872.32%19672.30%19472.28%1987低速载货汽车7001.60%6931.59%6861.57%700特种车特种车一10091.95%9991.93%9891.91%1009
特种车二5010.93%4960.92%4910.91%501特种车三4330.81%4290.80%4250.79%433特种车四10992.06%10882.04%10772.02%1099
挂车挂车车辆损失险、全车盗抢险保险费按同使用性质、同吨位货车对应档次保险费率
摩托车及拖拉机车辆损失险
固定保费费率
摩托车50CC及以下152.09%
50CC-250CC（212.75%
250CC以上及304.13%
拖拉机兼用型拖拉机210.46%
兼用型拖拉机501.09%
运输型拖拉机360.79%
运输型拖拉机521.15%
①车辆损失险及全车盗抢险保费=固定保费（元）+保险金额×费率（%）②100万以上商业第三者责任险
商业第三者责任保险
5万10万15万
费率
1.31%
1.31%
1.31%
1.18%
1.13%
1.21%
1.21%
0.92%
0.87%
0.92%
0.92%
0.93%
1.20%
1.31%
1.59%
0.79%20万30万50万100万全车盗抢险固定保费7101,0261,1691,2701,4341,7212,2421206599281,0481,1311,2661,5071,9631406599281,0481,1311,2661,5071,9631407501067120613041,4561,7342,2581207301039117912751,4331,7112,2281308461207137014841,6691,9952,5991308561262144915851,7992,1722,8291406399001,0181,0971,2291,4631,9051106128629741,0501,1771,4011,8241207301,0281,1631,2531,4041,6712,1761209381,3211,4941,6111,8042,4182,7971308051,1331,2801,3811,5471,8412,3981301,0521,5211,7341,8862,1292,5543,3271301,2501,7832,0232,1912,4622,9433,8321301,6462,3192,6222,8273,1663,7704,9081306839621,0891,1741,3141,5662,039130
商业第三者责任保险全车盗抢险5万10万15万20万30万50万100万固定保费费率
2.93%1,5792,3822,7693,0293,5164,4545,860100
2.20%1,4892,2462,6102,8573,3144,2015,525902.07%1,5742,4142,8213,1023,6184,6086,60190
1.97%2,1163,3423,9414,3755,1476,6148,70080
2.22%3,3315,1446,0246,6417,7639,91013,03580
1.83%1,4592,2032,5602,8013,2504,1185,41760
1.72%1,6252,4532,8513,1203,6204,5876,03590
1.63%2,2533,4654,0524,4605,2066,6368,72890
1.85%3,0514,8195,6846,3097,4239,53812,54690
2.12%1,4292,1552,5052,7413,1804,0315,30260
1.99%1,5912,4012,7913,0553,5424,4895,90590
1.89%2,3413,5334,1064,4945,2136,6078,69180
2.13%3,4435,1956,0336,6077,6669,71512,78080
1.89%1,1201,7462,0552,2622,6643,3404,362130
1.95%1,8022,8113,3073,6424,2885,3767,0211302.02%2,0693,2263,7964,1804,9216,1718,059130
2.32%2,8254,4225,2035,7296,7458,45511,043130
1.60%9531,4851,7481,9252,2662,8403,710130
1.95%2,6044,1714,9505,4986,5278,25110,7771300.93%1,3191,6991,9192,1232,5723,3694,9661300.81%6047908969971,2121,5982,3351302.062,4743,9634,7035,4986,8538,66411,315140
货车对应档次保险费率和固定保费的50%计算保费。挂车商业第三者责任险基准保费按对应档次货车基准保费的'30%计
商业第三者责任保险盗抢险5万10万15万20万30万50万100万固定保费
37485561739613925516978881061402052588112126140169218318251201501681811982313002532841746850555765385225289361403433475554721254746016767298049431,23125
以上商业第三者责任险保险费=（N-2）×（A-50万限额保费）×（1-N×0.005）+A，式中A指同档次限额为100万元时
抢险
费率
0.49%
0.43%
0.43%
0.48%
0.52%
0.45%
0.55%
0.38%
0.40%
0.40%
0.46%
0.50%
0.50%
0.50%
0.50%
0.50%
全车盗抢险
费率车上人员责任险玻璃单独破碎险司机座位乘客座位进口国产0.41%0.26%0.30%0.19%0.39%0.25%0.30%0.19%0.39%0.25%0.36%0.22%0.41%0.25%0.24%0.13%0.39%0.23%0.24%0.13%0.39%0.23%0.27%0.14%0.41%0.25%0.28%0.15%0.39%0.24%0.24%0.13%0.36%0.22%0.24%0.13%0.37%0.22%0.27%0.14%0.38%0.23%0.28%0.15%0.46%0.28%0.16%0.11%0.46%0.28%0.16%0.11%0.46%0.28%0.16%0.11%0.46%0.28%0.16%0.11%0.46%0.28%0.16%0.11%车上人员责任险玻璃单独破碎险司机
0.31%
0.24%
0.26%
0.26%
0.26%
0.25%
0.27%
0.31%
0.31%
0.25%
0.27%
0.31%
0.31%
0.48%
0.48%
0.48%
0.48%
0.48%
0.48%
0.39%
0.39%
0.39%0.31%0.31%0.35%0.43%0.47%0.31%0.35%0.44%0.49%0.31%0.35%0.44%0.49%0.18%0.18%0.18%0.18%0.18%0.14%0.15%0.17%0.17%0.19%0.19%0.21%0.25%0.28%0.19%0.21%0.26%0.29%0.19%0.21%0.26%0.29%0.12%0.12%0.12%0.12%0.12%0.08%0.08%0.09%0.09%0.46%0.50%0.43%0.40%0.47%0.42%0.49%0.42%0.53%0.42%0.46%0.42%0.43%0.44%0.48%0.50%0.52%0.50%0.47%0.42%0.45%0.44%0.49%0.50%0.53%0.50%0.50%0.77%0.50%0.77%0.50%0.77%0.50%0.77%0.50%0.77%0.52%0.58%0.51%0.58%0.51%0.58%0.51%0.58%
次货车基准保费的30%计费。
车上人员责任险
费率不分司机、乘客座位
1.00%0.50%
1.00%0.50%
1.00%0.50%
1.00%0.50%
1.30%0.50%
1.00%0.50%
1.30%0.50%
同档次限额为100万元时的商业第三者险保费；N=限额÷50万元，限额必须是50万元的整倍数。
